DeFi Yield Aggregator: Risk-Based Investment Platform

What Is It

The DeFi Yield Aggregator is a risk-aware investment platform that helps users navigate DeFi with confidence. By analyzing protocol security, volatility, and historical performance, it matches users to yield opportunities based on their personal risk tolerance. From lending to farming, the platform aggregates top-performing opportunities across chains — simplifying DeFi into a guided, data-driven experience.

Vision

We believe anyone should be able to access yield — without needing to be a DeFi expert.

The DeFi Yield Aggregator gives investors a smart, user-friendly way to participate in DeFi by tailoring opportunities to their individual risk profile. It brings clarity, context, and control to decentralized investing.

Why It Matters

Most DeFi platforms overwhelm users with data and leave risk analysis to guesswork. For newcomers, it's intimidating. For experienced users, it's inefficient.

The DeFi Yield Aggregator solves this by:

• Providing transparent risk scores
• Matching users to strategies that align with their tolerance
• Aggregating yields across lending, farming, and staking
• Offering clean, clear, visual performance breakdowns

Whether you're cautious or aggressive, the platform puts your risk first — not just returns.

Problem & Solution

The Problem

DeFi is powerful, but complex:

• Too many protocols with unclear risk
• No easy way to compare APYs fairly
• Volatility and impermanent loss are misunderstood
• Managing positions across chains is tedious

Our Solution

A yield aggregator that:

• Assesses and scores protocol risk
• Matches strategies to risk tolerance
• Aggregates opportunities across DeFi platforms
• Provides visual analytics, education, and execution
• Helps you optimise returns without compromising your risk appetite

How It Works

1. Users complete a risk profile questionnaire to determine tolerance
2. Protocols are scored based on volatility, audits, TVL, and performance
3. Opportunities are filtered and ranked by risk-return fit
4. Users invest directly via connected wallets and smart routing
5. Positions are tracked with real-time dashboards and historical analysis

Key Features

🧠 Risk-Based Filtering

• Personalized risk assessment questionnaire
• Protocol security scores (1–5 scale)
• Impermanent loss and volatility tracking
• Transparent scoring methodology
• Historical strategy performance

🔗 Multi-Protocol Integration

• Lending: Aave, Compound
• Liquidity pools: Curve, Uniswap, SushiSwap
• Yield farming: Convex, Yearn, Harvest
• Staking: Lido, Rocket Pool
• Cross-chain strategy support

📈 Portfolio Management

• Multi-protocol position tracking
• Performance dashboard
• Yield optimization suggestions
• Asset allocation tools
• Visual return analysis

⚙️ Smart Contract Interaction

• One-click yield deployment
• Wallet and token integration
• Auto-compounding options
• Gas optimisation logic
• Secure transaction monitoring

📊 Data Visualization

• Risk vs. reward graphs
• Interactive APY comparisons
• Portfolio diversification insights
• Protocol TVL trends
• Historical yield snapshots

Technical Infrastructure

💻 Frontend

• React-based interface
• Web3 wallet connection (Web3Modal, WalletConnect)
• Risk questionnaire + visualization components

🛠️ Backend

• Node.js + Express API
• User profile management
• Risk analysis engine
• Protocol adapter system

🧱 Blockchain Layer

• Smart contracts for direct investment
• Multi-chain protocol support (ETH, L2s, alt-L1s)
• Secure routing + gas optimisation
• Safety-focused patterns and access controls

🧮 Data Layer

• TVL and APY data from DeFi Llama
• Token prices from CoinGecko
• Risk parameters from audit scores, volatility metrics, protocol history
• On-chain performance analytics
• GraphQL queries to The Graph

🧰 Protocol Integration Highlights

• Aave / Compound – lending pools with interest rate tracking
• Curve / Uniswap / Balancer – LP token and IL analysis
• Yearn / Convex / Harvest – automated yield strategy monitoring

Use Cases

Conservative Investors

• Focus on stablecoin lending
• Blue-chip protocols with high audit scores
• Principal-protected strategies
• Low but consistent yield

Balanced Investors

• Mix of lending and LPs
• Moderate risk exposure
• Protocol diversification
• Mid-level yields with managed risk

Yield Maximizers

• High APYs from new/emerging protocols
• Incentive farming opportunities
• Active management and rebalancing
• Willingness to accept volatility

DeFi Newcomers

• Guided onboarding
• Clear risk explanations
• Simple yield deployment
• Low barrier strategies for first-time users

Roadmap